Open-source alternatives guide · Updated 2026
Compare the best free and open-source alternatives to YNAB — 11 verified projects with explicit catalog relationships. Inspect licenses, GitHub activity, self-hosting signals, and migration fit before you switch.
Only explicit alternative relationships are shown—never inferred competitor claims.
This guide compares 11 verified open-source alternatives to YNAB, including Actual, Firefly III, Midday, and Sure.am.
Projects appear across Infrastructure, Business Software, and Data & Analytics. 6 options include a self-hosting signal — see the self-hosted catalog. Ranking follows public GitHub stars and recorded momentum—not vendor marketing. Compare projects side by side, then confirm license fit, migration effort, and operational ownership before adopting any option.
Strongest repository-activity signal: Actual · Jump to ranking · 27.6K stars · self-hostable
Proprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, repository activity, and self-hosting options befo
Compare capabilities, licensing, and ownership model. Stars help with discovery; they are not a security or product-fit guarantee.
Open-source alternative to YNAB
A local-first personal finance app
A local-first personal finance app Review the official repository, license, release activity, and deployment documentation before production adoption.
Open-source alternative to YNAB
Firefly III: a personal finances manager
Firefly III: a personal finances manager Review the official repository, license, release activity, and deployment documentation before production adoption.
Open-source alternative to YNAB
Invoicing, Time tracking, File reconciliation, Storage, Financial Overview & your own Assistant made for Freelancers
Invoicing, Time tracking, File reconciliation, Storage, Financial Overview & your own Assistant made for Freelancers Review the official repository, license, release activity, and
Open-source alternative to YNAB
The personal finance app for everyone (by everyone)
The personal finance app for everyone (by everyone) Review the official repository, license, release activity, and deployment documentation before production adoption.
Open Source Wealth Management Software. Angular + NestJS + Prisma + Nx + TypeScript 🤍
Open Source Wealth Management Software. Angular + NestJS + Prisma + Nx + TypeScript 🤍 Review the official repository, license, release activity, and deployment documentation befor
Open-source alternative to YNAB
A beautiful, private, local-first personal finance tracker. Investments, net worth, spending, and simulations.
A beautiful, private, local-first personal finance tracker. Investments, net worth, spending, and simulations. Review the official repository, license, release activity, and deploy
Open-source alternative to YNAB
A lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features.
A lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features. Review the official repository, license, release activity, and dep
Open-source alternative to YNAB
Free Accounting Software
Free Accounting Software Review the official repository, license, release activity, and deployment documentation before production adoption.
Open-source alternative to YNAB
🔥🔥🔥 An open source alternative to Mint, YNAB, and more. Stay on budget and build wealth without sacrificing your privacy.
🔥🔥🔥 An open source alternative to Mint, YNAB, and more. Stay on budget and build wealth without sacrificing your privacy. Review the official repository, license, release activi
Open-source alternative to YNAB
monetr is a budgeting application focused on planning for recurring expenses.
monetr is a budgeting application focused on planning for recurring expenses. Review the official repository, license, release activity, and deployment documentation before product
Open-source alternative to YNAB
Yaffa is a personal finance web application, focusing on the support of long term financial planning.
Yaffa is a personal finance web application, focusing on the support of long term financial planning. Review the official repository, license, release activity, and deployment docu
Map must-have capabilitiesList the workflows in YNAB you cannot drop during migration.
Verify the licenseConfirm it fits your use, distribution, and compliance model. Browse license briefs.
Run a proof of conceptTest real data, integrations, clients, and failure modes. Use Compare for side-by-side checks.
Plan ownershipAssess upgrades, backups, support, and an exit path. Read when self-hosting is worth it.
OpenSourceChoice currently lists 11 projects with an explicit alternative relationship to YNAB. Catalog highlights include Actual, Firefly III, and Midday. Rankings follow public GitHub stars and recorded momentum—not paid placement. Match capabilities and license fit to your workflow before adopting any option.
Most catalogued alternatives publish source under OSI or source-available licenses and are free to inspect. Hosting, commercial support, or cloud model APIs may still cost money. Always read the project license for your use case.
6 options in this list carry a self-hosting signal. Confirm the official install guide, backups, upgrades, and hardening steps before production.
Map must-have YNAB workflows, verify license and compliance fit, run a proof of concept with real data and integrations, then plan ownership for upgrades, backups, support, and an exit path.
Narrow the same alternatives by search, license, tags, or self-hosting signals when you need a tighter shortlist.
A local-first personal finance app
InfrastructureOpen-source projects grouped in this category for discovery and comparison.#
TypeScriptProjects tagged with this topic in the verified catalog.
Github ActionsProjects tagged with this topic in the verified catalog.
JavaScriptProjects tagged with this topic in the verified catalog.Self-hostedThis project carries a self-hosting or local-deployment signal. Verify the official install guide before production use.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…Firefly III: a personal finances manager
Business SoftwareOpen-source projects grouped in this category for discovery and comparison.#
PHPProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.Self-hostedThis project carries a self-hosting or local-deployment signal. Verify the official install guide before production use.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…Invoicing, Time tracking, File reconciliation, Storage, Financial Overview & your own Assistant made for Freelancers
InfrastructureOpen-source projects grouped in this category for discovery and comparison.#TypeScriptProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…The personal finance app for everyone (by everyone)
Data & AnalyticsOpen-source projects grouped in this category for discovery and comparison.#
RubyProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.Self-hostedThis project carries a self-hosting or local-deployment signal. Verify the official install guide before production use.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…
SwitzerlandAGPL-3.0Open Source Wealth Management Software. Angular + NestJS + Prisma + Nx + TypeScript 🤍
InfrastructureOpen-source projects grouped in this category for discovery and comparison.#TypeScriptProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…A beautiful, private, local-first personal finance tracker. Investments, net worth, spending, and simulations.
InfrastructureOpen-source projects grouped in this category for discovery and comparison.#
RustProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.Self-hostedThis project carries a self-hosting or local-deployment signal. Verify the official install guide before production use.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…A lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features.
Business SoftwareOpen-source projects grouped in this category for discovery and comparison.#
GoProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.Self-hostedThis project carries a self-hosting or local-deployment signal. Verify the official install guide before production use.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…Free Accounting Software
Business SoftwareOpen-source projects grouped in this category for discovery and comparison.#TypeScriptProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…🔥🔥🔥 An open source alternative to Mint, YNAB, and more. Stay on budget and build wealth without sacrificing your privacy.
Security & PrivacyOpen-source projects grouped in this category for discovery and comparison.#
VueProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…monetr is a budgeting application focused on planning for recurring expenses.
InfrastructureOpen-source projects grouped in this category for discovery and comparison.#GoProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…Yaffa is a personal finance web application, focusing on the support of long term financial planning.
AI & Machine LearningOpen-source projects grouped in this category for discovery and comparison.#PHPProjects tagged with this topic in the verified catalog.Github ActionsProjects tagged with this topic in the verified catalog.JavaScriptProjects tagged with this topic in the verified catalog.Self-hostedThis project carries a self-hosting or local-deployment signal. Verify the official install guide before production use.AI-nativeThis project includes AI-native capability signals in the catalog metadata.YNABProprietary product with documented open-source alternatives cataloged on OpenSourceChoice. Compare licenses, reposit…
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